Bookkeeping, invoicing, and expense tools that cut the hours a small business loses to paperwork.
2 guides
The highest scoring tools we have tested in this category.
Wave is the only serious accounting tool with genuinely unlimited free invoicing and bookkeeping. Pro at $19 a month adds bank imports and receipt scanning. The real cost is payment processing at 2.9 percent.
QuickBooks Online covers the most ground for a growing business, at prices that rose again in August 2026. FreshBooks suits service businesses billing clients directly. Expensify is the cheapest add-on for expense tracking alone.
Wave gives unlimited invoicing and bookkeeping at $0, which almost no competitor does. Here is what the free Starter plan covers, what Pro adds at $19, and where the real cost hides.
QuickBooks Online, FreshBooks, and Expensify ranked on what a small business actually needs from bookkeeping and expense tools, and where introductory pricing misleads.