Gusto vs BambooHR: payroll with HR against HR with payroll
Gusto is $49 base plus $6 an employee. BambooHR quotes about $10 a head but charges a flat $250 floor under 25 staff. Both are worst value at exactly the size most buyers are.
Reviewer
Researcher and editor

Tashawar handles verification and editing. Every figure in a review is checked a second time before it goes out, and anything that cannot be traced to a vendor page or a documented source is either qualified or cut. Where pricing is genuinely unclear, as it is with Canva team plans or Close CRM tiers, the article says so and tells the reader to confirm directly instead of quoting a number with false confidence.
Gusto is $49 base plus $6 an employee. BambooHR quotes about $10 a head but charges a flat $250 floor under 25 staff. Both are worst value at exactly the size most buyers are.
Gusto charges a monthly base plus a per-employee rate. Simple is $49 plus $6 each, which works out near $16 a head at five employees and about $7 at fifty.
NetSuite starts around $999 a month before users. QuickBooks starts around $38. They are not competing products, and most businesses comparing them have already answered the question.
Sales Cloud runs from $25 a user on Starter Suite to $175 on Enterprise. Every edition above Starter is annual only, so the real entry commitment is a year, not a month.
Melio starts free with five ACH transfers a month and prices per account. BILL starts around $45 per user and prices per seat. The split is approval depth against cost at low volume.
FreshBooks prices by how many clients you bill, not by what the software does. Lite caps you at five. Every plan is single user, and extra team members cost about $11 each on top.
Airtable bills per editor while viewers and commenters cost nothing, which is unusual and genuinely useful. The limit that actually stops you is records per base: 1,000 free, 50,000 on Team.
Exporting contacts is the easy part. What breaks is the relationships between them, the custom fields with no equivalent, and the activity history most exports leave behind entirely.
Accounting firms search for a CRM and buy practice management, because the real problem is workflow and deadlines rather than lead follow-up. Four platforms, and when a plain CRM is genuinely the answer.
Most mainstream CRMs will sign a business associate agreement only on their highest plan. HubSpot needs Enterprise plus a Healthcare add-on. Configuration does not make a lower plan compliant.
GPT-6 Astra is $10 per million input tokens. GPT-5.6 Luna is $0.20. Same API, same call, a 50x gap. What each model costs and how caching and batching cut the bill further.
Searches for Codex pricing are up more than 1,000 percent, and most of them are looking for a plan that does not exist. Codex comes with your ChatGPT plan. What each tier actually gives you.
QuickBooks creates opening balance equity to hold the other side of any starting balance you enter. It is a temporary holding account. A balance sitting there means something was never finished.
ChatGPT Business is $20 per user billed annually or $25 monthly, with a two-seat minimum that stops solo operators buying it. What the extra actually gets you over two Plus subscriptions.
Seven providers, from free to $300 a month. The whole market has converged on $20, $100 and $200, with two exceptions. Every figure checked in September 2026, and we say where sources disagree.
ChatGPT Plus is $20 and Google AI Pro is $19.99. The penny is irrelevant. What matters is that Google bundles 2TB of cloud storage and NotebookLM Plus into the same price.
Google AI Pro is $19.99 with 2TB of storage. Microsoft Copilot is an add-on from $18 per user that needs a Microsoft 365 plan underneath it. The right answer is whichever suite you already run.
ChatGPT Plus and Claude Pro both cost $20 a month. The difference is what sits either side: ChatGPT has an $8 tier below, Claude has a Team plan at the same price as Pro.
ChatGPT runs from free to $200 a month across seven tiers. What each one actually adds, why the $8 Go plan exists, and the two-seat minimum on Business that catches solo operators.
Midjourney runs $10 to $120 a month, 20 percent less billed annually. What you actually purchase is fast GPU time, and the jump that matters is unlimited Relax mode at $30.
DeepSeek has no subscription. Web chat is free and everything else is per token, with off-peak rates at half the peak price. V4-Flash runs $0.22 per million input tokens off-peak.
Grok is sold both on grok.com as SuperGrok tiers from $10 to $300, and bundled into X Premium at $8 and $40. They are different products at different prices for overlapping access.
Copilot for Business Standard and Premium is on an $18 per user introductory promo that ends on 30 September 2026, after which it returns to $21. Enterprise has held at $30 since launch.
GPT-6 Astra is $10 per million input tokens and $50 output, against $5 and $30 for GPT-5.6 Sol. Twice the price on input, two thirds more on output, and nothing changed for ChatGPT subscribers.
Perplexity Pro is $20 a month, or $17 billed annually, for 200 Pro searches a week and 20 Deep Research reports a month. Max is $200. What those caps mean in practice.
Per-token AI prices are collapsing. SaaS price inflation hit 16.4 percent in June 2026 and 79 percent of IT leaders were hit with renewal increases. The two facts are connected, and not in the way you would hope.
Claude runs from free to $200 a month, with Team seats at $20 billed annually. What the 5x and 20x Max tiers actually mean, and why Team costs the same as Pro but is not the same product.
Google split Ultra into a $100 and a $200 plan at I/O 2026. Most pricing pages still report a single $99.99 tier replacing the old $249.99 one. What the four Google AI plans actually cost.
A bounced customer check means the invoice must look unpaid again, the deposit must come back out, and the bank fee needs recording. Desktop has a built-in flow. Online mostly does not.
Voiding zeroes the amount and keeps the record. Deleting removes it entirely, breaks your check numbering, and leaves a gap in the audit trail. One rule decides which you need.
Intuit stopped selling new Pro Plus, Premier Plus, and Mac Plus subscriptions to US customers in September 2024. Enterprise is the only Desktop edition still sold. What that means if you are choosing today.
Canva makes a good-looking signature in ten minutes. It exports as an image, and image signatures break links, get stripped by spam filters, and are invisible to screen readers. What to do instead.
Canva Pro is about $18 month to month and roughly $12 to 15 billed annually. Whether it is worth it comes down to background removal, brand kits, and the AI allowance.
Wave costs nothing and Xero starts at $25 a month. The decision is not price, it is scope: Wave has no inventory and no multi-currency, and Xero caps its cheapest plan at 20 invoices.
QuickBooks raised Plus by 41 percent and Advanced by 70 percent in August 2026. Four alternatives priced from zero, with the limits that decide which one actually replaces it.
Wave gives unlimited invoicing and double-entry bookkeeping at zero. How to set it up properly in an hour, what Pro at $19 adds, and the 2.9 percent cost nobody mentions.
Grammarly Pro is $12 a month billed annually and $30 month to month, a 150 percent swing on billing cycle alone. What the free plan covers and when paying is worth it.
Quicken and QuickBooks both started at Intuit, which is why the names confuse people. They are now separate companies making different products for different users. Which one you actually need.
QuickBooks holds customer records, which is why people ask. It has no pipeline, no lead stages, and no follow-up sequences. What it actually does, and what to pair it with.
The cancellation steps for QuickBooks Online and Desktop, the one-year read-only window nobody mentions, when a refund is possible, and what to export before you click cancel.
Social scheduling tools price on completely different units: per channel, per social set, per user. Four options compared on what a small business actually ends up paying.
Constant Contact gets expensive as the list grows and has no free plan. Four alternatives that price differently, including one that bills by emails sent rather than contacts stored.
IFTTT costs a few dollars a month, Zapier around twenty. They are not really competing for the same job. Here is which one your automation actually belongs on.
Wave is free forever for invoicing and bookkeeping. QuickBooks just raised Plus by 41 percent and Advanced by 70 percent. Where the free option is genuinely enough, and where it is not.
Zapier pricing explained by plan and by task. What the free plan and the 14-day trial each cover, when Professional at $19.99 is enough, and why the plan name matters less than your monthly task count.
Seven AI sales tools ranked for a small team, from free CRMs to prospecting and meeting notes. What each one costs, what the free tiers really include, and which combination is worth running.
Calendly free gives you one event type and one calendar. Standard at $10 a seat removes both limits. Where the Teams tier at $16 becomes necessary, and the Enterprise cliff.
Freshsales starts at $9 per user a month billed annually, with a free plan for up to three users. Where the cheap tier runs out and what Pro at $39 actually adds.
Close puts the phone and inbox at the centre of the CRM instead of bolting them on. The per-seat price is only part of it: call minutes and SMS are billed on top.
BILL automates accounts payable from $45 per user a month, but charges per transaction on top. Here is the real cost per payment method and who it actually pays off for.
Xero charges per organisation, not per user, which changes the maths for any business with more than one person in the books. Prices rise across all tiers on October 1, 2026.
Wave gives unlimited invoicing and bookkeeping at $0, which almost no competitor does. Here is what the free Starter plan covers, what Pro adds at $19, and where the real cost hides.
QuickBooks Online, FreshBooks, and Expensify ranked on what a small business actually needs from bookkeeping and expense tools, and where introductory pricing misleads.
A side-by-side of the three most common small-business automation platforms, on price, app support, and how much technical comfort each one assumes.
HubSpot CRM pricing, what the free plan actually includes at 1,000 contacts and 2 users, and where the Starter plan's promotional pricing reverts.
n8n pricing across its free self-hosted Community Edition and paid cloud tiers, and when owning the infrastructure is actually worth it for a small business.
Make (formerly Integromat) pricing, its credit-based system compared with Zapier's task-based one, and who should choose the visual builder over the simpler alternative.
Zapier pricing broken down by task, what the free plan actually blocks, and where the Professional and Team tiers start to add up. Based on Zapier's own pricing page.